Verify terms and conditions before opening an account. Rates and availability might vary by region. Some interest rates might be short-term or promotional offers only, and it is possible additional terms and conditions must be met to obtain the interest rates listed. All fees and rates are subject to change at the issuers’ discretion. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by the companies included in the article. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Some companies mentioned in this article might be clients of GOBankingRates, which serves more than 100 national, local and online financial institutions. GOBankingRates is a personal finance and consumer interest rate website and an online marketing company serving top-tier banks, credit unions and other financial services organizations. All other information on accounts is accurate as of May 23, 2023. Rates are subject to change unless otherwise noted, rates are updated periodically. Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. Below is our guide to help you find the Best 12-Month CD Rates. Cynthia Measom and Daria Uhlig contributed to the reporting for this article. If you’re looking for the Best 12-Month CD Rates to invest your funds in, you’re in the right spot.
